Terms of Service

These Terms of Service (“Terms”) are a legal agreement between you and LeapNext Technologies Pte. Ltd. (UEN 202607327K), the Singapore company that operates Quizara. They govern your access to quizara.com, app.quizara.com, and the related Quizara learning, support, and AI services (collectively, the “Services”).

By creating an account, purchasing or activating a plan, or otherwise using the Services, you agree to these Terms and our Privacy Policy. If you do not agree, do not use the Services.

If you use Quizara on behalf of an organisation, you represent that you have authority to bind that organisation, and “you” includes the organisation.

You must be at least 16 years old to use Quizara. If you are under the age of legal majority where you live, a parent or legal guardian must review and agree to these Terms for you.

• Provide accurate information and keep your account information current.
• Keep your Google account, device, and Quizara session secure. You are responsible for activity under your account unless caused by our breach of these Terms or applicable law.
• Do not share, sell, transfer, or allow another person to use your account or plan access.
• Notify us promptly at support@leapnext.tech if you suspect unauthorised access.

We may require reasonable information to verify account ownership before changing account details or fulfilling a support request.

Quizara is an online exam-preparation service. Depending on the plan, curriculum, and exam period selected, the Services may include visual Lessons, Study Notes, Practice, Unit Tests, Mock Exams, study progress, mastery signals, AI study support, and related blog or support content.

The exact content, features, plan coverage, access duration, AI Credits, exam periods, and availability are those shown in the Services at the relevant time. Features may differ between Trial and paid access and between curriculum years.

Quizara may calculate progress, accuracy, mastery, and suggested next actions from your activity. These are study aids, not official exam results or guarantees of readiness.

Quizara provides educational information only. It does not provide investment, financial, legal, tax, accounting, or other professional advice. You remain responsible for your study decisions and for checking current official exam requirements and materials.

Quizara is independent and is not affiliated with, endorsed by, approved by, sponsored by, or an official provider of CFA Institute. CFA Institute administers the CFA Program and controls official registration, curriculum, policies, and examination decisions. Use of Quizara does not guarantee admission to, eligibility for, or passage of any examination.

Blog posts identifying possible errors in third-party or official materials are independent commentary, not official errata. Always check the latest official materials and notices.

CFA® and Chartered Financial Analyst® are registered trademarks owned by CFA Institute. All third-party names, marks, and materials remain the property of their respective owners.

A Quizara plan grants a limited, personal, non-exclusive, non-transferable right to use the included Services during the stated access period. It does not transfer ownership of any content or software.

• Trial access. Trial coverage, duration, content, Mock Exams, and AI Credits are shown when you activate the Trial. We may limit Trials to one per person, account, or exam and may refuse or revoke a Trial used fraudulently or to avoid plan limits.
• Paid access. Before checkout, we will show the price, currency, access duration, included features, and any applicable taxes. Unless checkout expressly states otherwise, fixed-term Quizara plans are one-time purchases and do not renew automatically.
• Payment processing. Payments are processed by a third-party payment provider. Its terms may also apply to the payment transaction.
• Refunds. Checkout-specific refund terms and mandatory consumer law apply. Unless checkout states otherwise, a purchase is final once digital access or AI Credits are delivered, except where law requires a refund or the charge is duplicate, unauthorised, or caused by a verified technical failure.
• Price changes. We may change future prices or plan contents. A change does not shorten an already activated fixed access period or retroactively change a completed purchase, except where required by law or agreed with you.

Contact support@leapnext.tech promptly if you believe a charge is incorrect.

AI Credits are a limited licence to request eligible AI operations within Quizara. They are not money, stored value, a security, or transferable property and cannot be exchanged for cash.

• Credit grants, monthly allowances, pack amounts, expiry, and usage rules are those shown in the Services.
• Credit use may vary according to the actual generation cost and the operation requested. Opening saved work does not itself create a new AI generation.
• Credits associated with a Trial, plan, or promotional grant may expire when stated and may be cancelled if obtained through abuse, fraud, or a reversed payment.

AI responses can be incomplete, outdated, or incorrect. Verify important information against official curriculum materials and use your own judgment. Do not submit sensitive, confidential, unlawful, or third-party personal information unless you are authorised to do so.

You must not, directly or through another person:

• use the Services unlawfully, fraudulently, or to harm another person;
• copy, scrape, download in bulk, republish, sell, sublicense, or create a competing dataset or service from Quizara content;
• share questions, Mock Exams, Lessons, Study Notes, AI responses, or other protected content outside the personal study use permitted by your plan;
• reverse engineer, decompile, probe, bypass, or interfere with access controls, security, rate limits, plan limits, AI Credit accounting, or technical protections;
• use bots, scripts, automated tools, or excessive requests without our written permission;
• upload malware, attempt unauthorised access, test vulnerabilities without permission, or disrupt the Services;
• impersonate another person, misrepresent an affiliation, or use another person’s account;
• use the Services or outputs to infringe intellectual-property, privacy, confidentiality, or other rights; or
• use AI features to generate unlawful, deceptive, abusive, or harmful content.

Reasonable personal notes and brief quotations for private study are permitted, subject to applicable law and third-party rights.

The Services, including software, interface, branding, Lessons, whiteboards, videos, graphics, Study Notes, questions, explanations, Mock Exams, original blog content, and compilations, are owned by Quizara or its licensors and are protected by intellectual-property laws.

Subject to these Terms and your plan, we grant you a limited, revocable, non-exclusive, non-transferable, non-sublicensable licence to access and use the Services for your personal, non-commercial exam preparation during the applicable access period.

No licence is granted to CFA Institute materials or other third-party content beyond what the relevant owner or applicable law permits. Quizara commentary about third-party material does not claim ownership of that material.

You retain any rights you hold in prompts, support messages, attachments, and feedback you submit (“Your Content”). You grant Quizara a worldwide, non-exclusive licence to host, reproduce, process, transmit, and adapt Your Content only as reasonably needed to provide, secure, support, and improve the Services, comply with law, and enforce these Terms.

You represent that you have the rights and permissions needed to submit Your Content. Feedback and suggestions may be used without restriction or compensation, but we will not publicly identify you as the source without permission.

Quizara relies on third-party services for functions such as Google authentication, hosting, database services, AI generation, and payment processing. Your use of a third-party service may also be governed by that provider’s terms and privacy notice.

We are not responsible for third-party websites, content, or services that we do not control. A link or integration does not imply endorsement.

We work to keep Quizara available and accurate, but the Services may be interrupted for maintenance, security, provider outages, legal requirements, or events beyond our reasonable control. We do not guarantee uninterrupted or error-free operation.

We may update, replace, or discontinue features or content to improve the Services, reflect curriculum changes, address security or legal issues, or retire unsupported functionality. Where a material change significantly affects paid access, we will provide reasonable notice or an appropriate remedy where required by law.

You may stop using Quizara at any time and may request account deletion through our support email. Ending an account does not automatically create a refund.

We may restrict, suspend, or terminate access if you materially or repeatedly violate these Terms, create security or legal risk, fail to pay an amount due, abuse a Trial or AI Credits, or use the Services in a way that could harm Quizara or another person. Where reasonably possible, we will provide notice and an opportunity to resolve the issue.

Provisions that by their nature should continue after termination remain in effect, including ownership, payment obligations, disclaimers, liability limits, indemnity, and dispute terms.

To the maximum extent permitted by law, the Services are provided “as is” and “as available”. Quizara disclaims implied warranties of merchantability, fitness for a particular purpose, title, non-infringement, accuracy, and uninterrupted availability.

We do not warrant that Quizara content, AI output, progress metrics, or possible errata will be complete, current, or error-free, or that using Quizara will produce a particular score, result, or professional outcome. Nothing in these Terms excludes a warranty or right that applicable law does not allow us to exclude.

To the maximum extent permitted by law, Quizara and its directors, officers, employees, contractors, and suppliers will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages, or for lost profits, revenue, data, goodwill, business opportunities, examination fees, or study time, arising from or related to the Services.

To the maximum extent permitted by law, our aggregate liability for all claims arising out of or relating to the Services will not exceed the greater of (a) the amount you paid Quizara for the Services during the 12 months before the event giving rise to the claim or (b) SGD 100.

These exclusions and limits do not apply to liability that cannot legally be excluded or limited, including liability for fraud or fraudulent misrepresentation, or death or personal injury caused by negligence where applicable law so provides.

To the extent permitted by law, you will indemnify and hold Quizara harmless from third-party claims, losses, and reasonable costs arising from your unlawful use of the Services, material breach of these Terms, infringement of another person’s rights, or Your Content. This obligation does not apply to the extent a claim results from Quizara’s own breach, negligence, or wilful misconduct.

These Terms are governed by the laws of Singapore, without regard to conflict-of-law principles. Before filing a claim, you and Quizara agree to try in good faith for 30 days to resolve the dispute by contacting the other party with a written description of the issue and requested resolution.

If the dispute is not resolved, the courts of Singapore have exclusive jurisdiction. This section does not prevent either party from seeking urgent injunctive relief, and it does not limit any mandatory consumer rights or forum rights that cannot be waived under the law where you live.

We may update these Terms to reflect changes to the Services, law, security, or business practices. We will post the updated Terms, change the effective date, and provide additional notice when required.

Material changes apply prospectively. If you continue using the Services after revised Terms take effect, you accept the revised Terms. If you do not agree, you must stop using the Services.

These Terms, the Privacy Policy, and any checkout-specific terms are the entire agreement between you and Quizara about the Services. If a checkout-specific term conflicts with these Terms, the checkout-specific term controls for that purchase.

If a provision is unenforceable, it will be modified only as much as necessary and the remaining provisions remain effective. A failure to enforce a provision is not a waiver. You may not assign your rights under these Terms without our consent. We may assign these Terms in connection with a merger, reorganisation, financing, or sale of our business.

Questions about these Terms can be sent to:

LeapNext Technologies Pte. Ltd.
UEN 202607327K
10 Anson Road, #26-03 International Plaza, Singapore 079903
Email: support@leapnext.tech